I’m probably going to get a lot of heat for this. I hope I'm wrong. I’m building my company, Skala Industries, for a 2008-level financial crisis. Signals are flashing red. Soaring consumer defaults, "zombie" companies on life support, and a commercial real estate time bomb. In this article, I’m breaking down why I see this coming, and sharing our exact playbook at Skala Industries for not just surviving the next downturn, but coming out of it ready to dominate.